A guide for Buyers
Buying a new home should be a relatively stress free experience.
With the right Realtor(R), it can be!
- Step 1 is to meet with your lender. Mortgage rules can change monthly, so it is important that you meet and discuss your plans to purchase a property even if you have had a pre-qualification in the past 6 months. Meeting with your lender right from the start will make your buying process so much easier when you do find your home and decide to put in an offer. Mortgage lending rates are very competitive, so make sure you look around to make sure you are getting the best rate possible.
- Decide what is most important to you in a home. Write down a list or email me at email@example.com and ask me to send you my Buyers checklist. Ask yourself questions for example: acreage living or urban community? South facing backyard? Mature neighbourhood, or newly developed? Recently renovated or do you enjoy projects? Do you need to be close to schools? Once you have thought through what will meet your wish list, get in touch with a Realtor(R) that will make you a priority as a client to begin your search.
- The search begins! This is an exciting time when your Realtor(R) will begin narrowing down the search to find homes for you to view, that will meet or exceed your wish list. Make sure that you do not base your decision to view or not to view on the photo's alone. Walk through any properties that you are unsure about, that fit many of your wants. If you are buying out of province, you can ask your Realtor(R) to include conditions that will allow you to view the property at a later date, but still put in an offer.
- Once you have found your dream home! Your Realtor(R) will write an offer and include conditions such as financing, property inspection and others as needed. This process will almost always include negotiating and counter offers. Once a final agreement has been signed and the conditions are removed, the paperwork will be sent to your lawyer and they will assist you with the closing the process. Your Realtor(R) will assist you right up to the possession date to make sure that everything goes smoothly, and everything has been accounted for.